Monday, March 12, 2012

http://www.youtube.com/playlist?list=PL0AAE36B03CFE5965


$25B mortgage settlement 
with banks is official
March-12-2012- WASHINGTON - The government has filed a $25 billion settlement with the five largest US mortgage lenders in federal court, putting an official stamp on the landmark agreement announced last month over alleged foreclosure abuses.      
Banks will pay roughly $20 billion to help borrowers avoid foreclosure. Most of that will go toward reducing loans for about 1 million of the 11 million U.S. households that owe more on their mortgages than their homes are worth.
The banks will also pay $5 billion in cash to the federal and state governments. About a third of that money will go into a fund to be used for sending $2,000 checks to about 750,000 Americans who were improperly foreclosed upon from 2008 through 2011.
Bank of America has the largest financial obligation under the settlement, at $11.8 billion.
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